Are you in need of quick cash to help you sort our that pending financial needs and don’t know how? Not to worry as there are companies that can give you quick loans in Nigeria without collateral.
Based on their policies, some will ask for your salary account for the past 3 months to enable them know you are financially capable to pay back. Just make sure to ask the necessary details from them so you know how their payment plans and their interest rates.
Where to get quick loans in Nigeria without collateral
1. RenMoney
RenMoney offers customers unsecured cash loans (i.e. not requiring collateral) of up to NGN4 million for a tenor that ranges from three (3) to nine (9) months for new customers, while a returning customer enjoys a longer tenor of twelve (12) months.
Customers can either be salary earners or self-employed as long as they can provide a verifiable source of income.
- Be between ages 22 – 59 years.
- Have a steady source of income that is verifiable.
- Must be confirmed staff in present employment.
- Have a functional current or savings bank account.
- Have valid means of identification
2. Credit Direct
Credit Direct is your online personal finance company offering low rates for personal loans up to $40000. Receive money in the bank in as little as 24 hours.
Credit Direct Sharp Sharp loan prides itself as the most convenient and cheapest loans in Nigeria with low interest rates, No pre-liquidation charges, exceptional customer services and quick turnaround time, we guarantee you peace of mind.
3. Zedvance
Zedvance is a consumer finance company committed to providing consumer credit to individuals. You can borrow up to 3 Million Naira in less than 24 hours.
The company specifically provide loans to salary earners but if you are a salary with a side business, you can pick up the deal to finance your business use.
4. KiaKia
KiaKia is a digital money lender for Nigerian businesses. KiaKia utilizes psychometry, big-data, machine learning and digital forensics for its proprietary credit scoring and credit risk assessment algorithm to provide direct and peered personal and business loans to millions of individuals and SMEs without credit information.
The name KiaKia was derived from a Nigerian language which means “Fast Fast”. According to them, the solution is very simple and fast, but highly effective and efficient.
5. C24
This is a company, which offers people in need quick financial solutions. If you are located within Lagos, you can get a loan from them. You just need to fill out an application form online. you application and some documents that need to be attached will be reviewed within 24 hours, after which if you are considered eligible you will be able to collect your loan from your bank.
6. CreditVille
CreditVille is a company that cooperates with employed individuals who need their quick and easy to acquire loans. You can receive a loan from CreditVille within 48 hours and as much as N2,000,000 maximum. Apart from no collateral, you are allowed to pay the loan back any time you want without penalties. The application is also available online.
